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indiashelter
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Registrado: 2023-02-24
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A loan against property (LAP) is a secured loan that is disbursed on the property you wish to mortgage. This property can be residential (either self-occupied, rented, commercial or a plot). It is also termed as ‘Loan on Property’, ‘Mortgage loan’, and in the case of commercial property, ‘Commercial Property Loan.’ When loan against property eligibility is met, just like a personal loan, there is no restriction on using the proceeds of LAP. You can use the LAP proceeds to finance your child’s education and wedding, to build a home for yourself, to meet medical expenses, to buy personal or commercial vehicles and even to finance your business.
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